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The Gibes Team

Cooper City, Florida
Deborah Gibes
954-483-3439
John Gibes
954-483-4115
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Deborah Gibes
Pembroke Pines, FL 33028
Phone: 954-483-3439
Email: realtorrecipe@gmail.com 

John Gibes
Pembroke Pines, FL 33028
Phone: 954-483-4115
Email: jtgibes@gmail.com

Testimonials

John and Debbie helped us purchase our beautiful home and really held our hand the whole way through. They were there from the very begining showing us comaparables and made sure we understood everything all the way through the closing. Thank You! floridapa
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